Zero Interest, Zero Processing Fees

Buy Everything on Easy Monthly Installments

Get instant CNIC approval for smartphones, electronics, electric bikes, and home appliances with 3 to 12 months easy installments.

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Top Pick

Apple iPhone 15 Pro (128GB)

PTA Approved • Official Warranty

Starting from Rs. 32,500/mo

Kist Estimator

Calculate Your Monthly Installment

Select product price and tenure to view transparent breakdown without hidden fees.

Total Purchase Amount Rs. 150,000

Rs. 20,000 Rs. 500,000

Select Duration (Months)

Down Payment (20%) Rs. 30,000

Interest / Extra Rs. 0 (0%)

Monthly Kist Rs. 40,000/mo

Shariah Verified & Certified

100% Interest-Free Murabaha Model

KistPe operates under strict Islamic finance principles. We purchase the asset from the merchant and sell it to you on deferred cost-plus profit terms with zero hidden interest penalties or compound charges.

0% Riba / Interest

Fixed installment cost without extra monthly interest markup.

Transparent Contract

Single upfront price agreement without hidden fees.

Fatwa Approved

Certified by renowned Islamic Shariah Advisors in Pakistan.

Shariah Advisory Board

Certified Murabaha Compliance

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Total Down Payment (20%) Rs. 0

Estimated Monthly Kist Rs. 0/mo

Processing Fee FREE

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